401k Limits 2025 Over 55. Contribution limits for 401(k)s, 403(b)s, eligible 457s, and thrift savings plans increase to $23,500 for 2025; These limits in 2025 will go up to $47,500 (50% credit), $51,000 (20% credit), and $79,000 (10% credit).
The maximum contribution limit for 401(k), 403(b), most 457 plans, and thrift savings plans will rise to $23,500 in 2025, up from $23,000 in 2024. Individuals can contribute up to $4,300 and families can.